This post is slightly off-topic, since it does not only concern retirement, but bear with me! In Sweden it is very common to own a vacation home that is mostly used during summer. The land is vast, and a secondary property with a simple standard and away from the major cities is relatively inexpensive. Over …
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Frugal Living Tips: Food and Mending
I really don’t want this blog to become a collection of frugality life hacks, there are just too many collections out there. But from time to time I will share some things that I have tried myself and found both effective and fun. So here it is: Frugal living tips Episode 1: Cooking cheap food …
Early Retirement Risk
Retirement is a bet: Will your assets be enough to pay for a comfortable life until you take your last breath? Such a bet comes with risk, and the risk is higher if you retire early. There are just more years to cover, which could come with some unforeseen surprises. I am writing this at …
Retire to Sweden
Most of this blog is about how to retire early in Sweden from a work-life in Sweden. But what if you are living somewhere else and planning to retire to Sweden? Right of Residence If you are a citizen of an EU country, things are easy: you have the right of residence. That means you …
Investment strategy for early retirement
What is the best investment strategy for early retirement? It seems like half of the information about early retirement is really about investment strategies. Consequently, I can skip most of that! Let me just mention two sources I find important: rikatillsammans.se, meaning “rich together”. A blog about investment and financial independence in Sweden. It is …
How much do I need to save?
The 4% rule There is a lot of discussion and advice on the internet about how much money to save for early retirement. A prominent example is the 4% rule: You should save as much money, such that you are consuming at most 4% of that stock. In other words: Your savings should be at …
Review your Personal Economy
The first step on the checklist is to get an overview of your personal economy: How much you earn and how much you spend. I would recommend to consider the whole family, but you can start with yourself. Income This should be easy: Every money that goes into your account. For most people, the largest …