Frugal Living Tips: Food and Mending

I really don’t want this blog to become a collection of frugality life hacks, there are just too many collections out there. But from time to time I will share some things that I have tried myself and found both effective and fun. So here it is: Frugal living tips Episode 1: Cooking cheap food …

Investment strategy for early retirement

What is the best investment strategy for early retirement? It seems like half of the information about early retirement is really about investment strategies. Consequently, I can skip most of that! Let me just mention two sources I find important: rikatillsammans.se, meaning “rich together”. A blog about investment and financial independence in Sweden. It is …

Reduce your consumption

Consumption  In the previous post, we saw that our monthly consumption greatly influences how much we need to save for early retirement. So what are reasonable ways to reduce consumption? Frugality Frugality became something like a trend recently. There is much more information out there than I can cover here. Check this, this, this, or …

Review your Personal Economy

The first step on the checklist is to get an overview of your personal economy: How much you earn and how much you spend. I would recommend to consider the whole family, but you can start with yourself. Income This should be easy: Every money that goes into your account. For most people, the largest …

Touristic areas

The basic rule number 2 suggests retiring in touristic areas, but what exactly is that? Cities are touristic areas and many large cities and capitals are popular destinations. However, those would not be very suitable for retirement. They have high housing prices and high costs of living throughout the year. Seasonal popularity The fact that …